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Join the Christmas Loan Credit Union

There are many good reasons for joining CLEVR Money; from the way we make it easy to save, to the loans we provide to help members of our community, we’re the place to be. At this time of year perhaps the best thing about us is that we’re known as the Christmas loan credit union. We are known as this because we understand how difficult it can be for our members to pay for everything at this time of year. From presents for loved ones, to special food and drink, there always seems to be something else to fork out for over the festive period. And, after the year we’ve just had, affording everything is likely to be tricky. When you’re a member of the Christmas loan credit union, however, things can be a little bit easier.

As the Christmas loan credit union we’ve made taking out a Christmas loan as simple and stress-free as possible. Because we’re an ethical lender, you can be assured that when you borrow from the Christmas loan credit union you’ll be charged a fair interest rate, that’s our commitment as a not-for-profit organisation. We know how stressful it would be to borrow the money for Christmas, only to spend the start of the New Year worrying about meeting the repayments. At the Christmas loan credit union we only ever lend an amount that we’re sure you’ll be able to pay back, with a repayment plan that fits your circumstances.

Being an ethical lender also means working in a completely transparent manner. You won’t have to worry about hidden fees or extra charges in the small print when you take out a loan with us, because that’s not how the Christmas loan credit union does things. We’ll explain exactly how much you’ll be paying back for each repayment, and how much of the total you repay will be made up of the interest being charged. We’ve also made the application process itself as simple as possible for you to do online, and once a Christmas loan has been approved we’ll transfer the money directly to your bank account.

It doesn’t matter whether you want to spend on some extra food and drink treats, gifts for friends and family, or even a new mattress for putting relatives up in the spare room, the Christmas loan credit union can help to make it happen.

An added bonus is the fact that once you’re a member of CLEVR Money you’ll find it easier than ever to start saving for next Christmas. We can automatically put some money away each payday or via your repayments, and we even operate a dedicated Christmas savings scheme. This is a specific savings account just for Christmas, and you can top it up through the year from payroll deduction, bank transfer, direct debit, standing order or direct from benefits. Once the money is in your Christmas savings account it’s locked away until November 1st and is available until the last working day before Christmas. Combine this with our ethical loans and you can see why we get called the Christmas loan credit union.

Representative example. Borrowing £800 over 12 months will cost £80.38 Total amount repayable is £964.56 which includes interest at 42.6% APR. The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

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