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CLEVR Deduct: Smart, Simple Repayments

​​Borrow £1,000 over a maximum term of 12 months.​

​​No Credit Check. No Stress. Just Easy Payments.

​​​At CLEVR Money, we make borrowing simple. With CLEVR Deduct, your loan payments come straight from your wages—so you never have to worry about missing a payment. No credit checks, no surprises—just automatic, hassle-free payroll deductions that fit your budget.

How CLEVR Deduct Works

​​​✅ You borrow – Get the money you need with a loan that works for you.
✅ You earn – Keep working as usual, no extra hassle.
✅ You pay automatically – Payments come straight from your wages. No stress, no forgetting, no late fees.

✅ Exclusively for employees of our Payroll Partners – set your account up with us direct, we sort the payments with your employer.

Why CLEVR Deduct is CLEVR

🔶 No credit checks – for a loan of £1,000 over a maximum of 12 months, if you work for a payroll partner.

🔶 High approval rates – If you're employed and can afford the repayments, you're eligible – no credit check needed.

🔶 No missed payments – Everything happens automatically.

🔶 No stress – One less thing to think about.

🔶 Fair & flexible – Affordable repayments that fit your life.

Made for Real Life

Whether you need extra cash for an emergency, a big expense, or just to smooth out your budget, CLEVR Deduct keeps things simple. Get the support you need—without the worry.

 

Ready to borrow smarter? Let’s go! 🚀

Do not apply if you are considering, or are in an IVA, DRO, DMP or Bankrupt.

Representative example: Borrowing £1,000 over 12 months will cost £100.46 per month. Total amount repayable is £1205.52 which includes interest at 42.6% APR.

Eligibility to get a CLEVR Deduction Loan

This information is generic and other criteria will apply depending on the loan applied for.​

To apply for a CLEVR Deduction Loan with CLEVR Money, you must be:

  • At least 18 years old.

  • A UK resident.

  • Have a UK bank account.

  • Be working for a CLEVR Money Payroll Partner.

  • Have received wages from a Payroll Partner in the previous month.

Do not apply if:

  • You are considering, or are in an IVA, DRO, DMP or Bankrupt.

  • ​We have declined an application from you within the last 3 months.

  • You have a loan with CLEVR Money and it is in arrears or default.​

Other important information:

  • ​​​Affordability checks apply to all loan applications.

  • All loans are subject to status.

  • No one has the right to credit; we reserve the right to decline any loan application.

  • Terms and Conditions apply.

  • If you apply for above £1,000 you will be subject to a hard credit search.

  • ​CLEVR Money is a direct lender.​

👎 What we do not lend for:

  • Mortgage deposits

  • Investing

  • Gambling

  • Property financing

  • Any illegal activity

  • Rent or mortgage arrears

  • Utility bill arrears

  • Day to day living costs

  • Business expenses

If you work for one of these CLEVR companies, you can apply!

​1 HomeCare

Aspire Academy

Atlas BFW Management

Baines Endowed C Of E Primary School

Bidfresh Ltd

Blackpool & Fylde College

Blackpool Coastal Housing

Blackpool Council - paid end of month

Blackpool Council - paid mid-month

Blackpool Housing Company

Bloomfield Medical Centre

Boundary Primary School

Christ The King Catholic Academy

Danbro

Devonshire Academy

Elite Fine Foods

Empowerment

Enveco

FCMS

Fylde Borough Council

GP Led Health Care

Great Places Housing Group

Hawes Side Academy

Highfield Leadership Academy

Highfurlong

Lancashire & South Cumbria NHS Foundation Trust

Marton Primary Academy and Nursery

N Compass

N Vision

Oaktree Childcare

Oaktree Support Services

One Fylde

OneLSC - paid monthly

OneLSC - paid weekly

Our Lady of the Assumption Catholic Primary School

Preston City Council

Preston Community Gateway

Progress Housing Association

Progress Housing Group

Regenda Group

Renaissance-UK

Ruby Energy

Slater Gordon Solutions Motor

South Lincs Foodservice

South Shore Academy

St Georges School

St John Vianney Catholic Primary School

St Kentigern's Rc Primary

St Marys Catholic Academy

Stanley Primary School

Sustainable Energy First

Synergy Education Trust

Thames Primary Academy

The Volunteer Centre Blackpool, Wyre & Fylde

Training2000

Trinity Hospice

UCLan

Unity Academy Blackpool

Victoria Hospital Trust - paid monthly

Victoria Hospital Trust - paid weekly

Wyre Borough Council

YMCA Fylde Coast

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