CLEVR Deduct: Smart, Simple Repayments
Borrow £1,000 over a maximum term of 12 months.
No Credit Check. No Stress. Just Easy Payments.
At CLEVR Money, we make borrowing simple. With CLEVR Deduct, your loan payments come straight from your wages—so you never have to worry about missing a payment. No credit checks, no surprises—just automatic, hassle-free payroll deductions that fit your budget.
How It Works
✅ You borrow – Get the money you need with a loan that works for you.
✅ You earn – Keep working as usual, no extra hassle.
✅ You pay automatically – Payments come straight from your wages. No stress, no forgetting, no late fees.
✅ Exclusively for employees of our Payroll Partners – set your account up with us direct, we sort the payments with your employer.
Why It’s CLEVR
🔶 No credit checks – for a loan of £1,000 over a maximum of 12 months, if you work for a payroll partner.
🔶 High approval rates – If you're employed and can afford the repayments, you're eligible – no credit check needed.
🔶 No missed payments – Everything happens automatically.
🔶 No stress – One less thing to think about.
🔶 Fair & flexible – Affordable repayments that fit your life.
Made for Real Life
Whether you need extra cash for an emergency, a big expense, or just to smooth out your budget, CLEVR Deduct keeps things simple. Get the support you need—without the worry.
Ready to borrow smarter? Let’s go! 🚀
Do not apply if you are considering, or are in an IVA, DRO, DMP or Bankrupt.
Representative example: Borrowing £1,000 over 12 months will cost £100.46 per month. Total amount repayable is £1205.52 which includes interest at 42.6% APR.
Eligibility to get a CLEVR Deduction Loan
This information is generic and other criteria will apply depending on the loan applied for.
To apply for a CLEVR Deduction Loan with CLEVR Money, you must be:
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At least 18 years old.
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A UK resident.
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Have a UK bank account.
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Be working for a CLEVR Money Payroll Partner.
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Have received wages from a Payroll Partner in the previous month.
Do not apply if:
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You are considering, or are in an IVA, DRO, DMP or Bankrupt.
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We have declined an application from you within the last 3 months.
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You have a loan with CLEVR Money and it is in arrears or default.
Other important information:
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Affordability checks apply to all loan applications.
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All loans are subject to status.
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No one has the right to credit; we reserve the right to decline any loan application.
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Terms and Conditions apply.
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If you apply for above £1,000 you will be subject to a hard credit search.
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CLEVR Money is a direct lender.
👎 What we do not lend for:
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Mortgage deposits
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Investing
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Gambling
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Property financing
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Any illegal activity
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Rent or mortgage arrears
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Utility bill arrears
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Day to day living costs
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Business expenses