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Control Your Finances Through Debt Consolidation

Here at CLEVR money we realise that borrowing money is simply a fact of life for huge numbers of people, and sometimes those loans can add up and even get out of hand. That’s why we offer a debt consolidation service. When wage increases fall behind inflation then the pressure to spend more than you have coming in – particularly at a time of year like Christmas – can be overwhelming. It’s not all about buying treats and lavish gifts, either. You might need to borrow money from one lender to get your car fixed, another to buy the kids their school uniforms, and a third to purchase a new washing machine.

consolidate debt

Before you know it, you’re juggling multiple debts with different due dates and amounts payable, something which can often be a recipe for disaster. Debt consolidation is a way to manage this situation by turning multiple debts into one single loan that’s easier to manage. If you come to CLEVR money to do this, you have the added satisfaction of knowing that you’re dealing with an ethical lender.

That’s because, unlike most who provide debt consolidation, we are run on a not-for-profit basis. Our interest rates are set on the basis of what is best for our account holders. As a result, we offer lower interest rates for debt consolidation than those offered by the doorstep or payday lenders.

In simple terms, debt consolidation means taking all of your separate debts – it could be catalogue payments, hire purchase arrangements and credit card bills – and turning them into a single loan with just one repayment to think about each month. Not only does this make it much easier to handle your money, but when you come to CLEVR money to do it, it means you’ll be paying a lower interest rate and being dealt with in a completely transparent manner.

We don’t hide other charges in our small print, or attach fees for arranging the loan in the first place. The interest rate we advertise when you arrange debt consolidation is the rate you’ll be paying, and we’ll arrange a repayment plan that we’re confident you can afford.

That’s because we treat our account holders as individuals rather than simply numbers on a balance sheet. We’ll deal with you on a one to one basis, explain exactly how debt consolidation works and come up with a plan that is best for you.

man reading on pounds coins

When you enter into a debt consolidation arrangement with CLEVR money you say goodbye to those sleepless nights spent worrying about who you’ve forgotten to pay or paid late, and how much you owe to each individual lender. Instead, you’ll be able to relax in the knowledge that you have a single affordable payment being made to a lender who has your best interests at heart.

Debt consolidation is a way to take control of your finances, and doing it with CLEVR money means being treated in a fair and ethical manner. Debt may well be a fact of life for many people, but we don’t see why being treated unfairly has to be. Come to CLEVR money for your debt consolidation and make unfair treatment a thing of the past.

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