A Letter to Employer, Joe!

Now, Joe, you like to presume that you have employed adults. Grown individuals, you assume, who are perfectly capable of managing their own fiscal affairs. They receive a perfectly equitable remuneration for an honest day's labour, and what transpires thereafter, once the funds have been dutifully deposited, is, you would have thought, a private matter. Quite.

Or so you might fondly imagine.

Alas, reality has a rather tiresome habit of intervening. When your star performer from Accounts—let’s call him ‘Gary’—finds himself ‘indisposed’ on a Monday morning following a weekend of particularly vigorous… recreation, the matter does acquire a certain professional dimension. Similarly, when ‘Susan’ in Sales is rather more preoccupied with an impending personal fiscal cliff-edge than with her quarterly targets, you discover, to your mild astonishment, that her predicament has rather become your own. It would seem an employee’s financial well-being is, most inconveniently, rather intertwined with their capacity for productivity.

We comprehend entirely. Your enterprise is not a lending institution, nor is it a purveyor of financial counsel. You are merely attempting to conduct business. But what if you could proffer a solution that demands a negligible expenditure of your own effort, whilst casting you in the rather flattering light of a most benevolent and forward-thinking employer?

Permit us to introduce the modern marvel of ‘set-and-forget’ financial wellness. An association with CLEVR Money is rather like acquiring a magic wand for your workforce’s monetary vexations. Envision, if you will, a state of affairs where your employees can access a modest advance on their earnings when the boiler makes its inevitable and most untimely departure, without having to treat with some decidedly unsavoury lender. Through CLEVR Deduct, they may borrow up to £1,000 without their somewhat… weathered credit rating presenting an insurmountable obstacle.

The truly ingenious element, however, is not merely the immediate remedy. It is the cultivation of a financial buffer, incrementally, one payslip at a time. Employees may elect to have a trifling sum diverted discreetly into a savings facility—the fiscal equivalent of concealing greens in a breakfast smoothie. They shall scarcely notice the absence of funds that were likely destined for yet another impulse purchase, prompted by some infernal advertisement, or for a few pints of which they would retain only the haziest recollection anyway.

In next to no time, these painless deductions coalesce into a rather respectable little nest egg. When the next minor fiscal emergency arises, they shall be fortified. They will have their own capital, saved without the slightest conscious effort. And you, Joe? You shall be rewarded with a more focused, less anxious, and altogether more present cohort of employees.

Thus, you may continue to affect the belief that your employees' private financial theatrics have no bearing upon your commercial prosperity, or you may choose to be the astute employer who provides a simple, elegant solution. After all, a contented and financially secure employee is invariably a more productive one. And that, my dear Joe, is very much your concern.

Read more about CLEVR Deduct and our partnership. It's a means test.