Start Christmas Spending Backwards

Right then, listen up. The days are getting shorter, the weather's getting colder, and a familiar sense of financial panic is just around the corner. It's time to talk about Christmas🎅.

You know the drill. We start off with good intentions, but a few too many social invites and a kid's letter to Santa later, and suddenly we're in a mad panic. December hits, and our bank account is on its last legs. What’s the solution? Just charge it. You can "buy now, pay later" or just use a credit card and deal with it later. What could possibly go wrong?

And then January arrives. We all become professional online sellers, listing the gifts we got on eBay, Gumtree and Facebook for a fraction of their price. It's a mad cycle of getting into debt, then selling off our stuff to pay for it. It's ridiculous.

There's a better way, you know. A simple way. Start saving now. Put a little money aside each week between now and December. Instead of paying off your Christmas debt for the next six months, you could actually enjoy the holidays without any stress. You could look at your bank statement and see a positive balance. It’s a truly radical idea, but it might just save you from a load of hassle.

So, while everyone else is stressing over their January bills, you could be sitting pretty. You might even have enough money left over to buy something for yourself—something you actually want.

The choice is yours. Carry on with the stress and the debt, or do something smart: start saving.

To encourage you more, we set up a competition, you can read more about it here. Go ahead and join us!

👉If you have already a membership with us, just email: hello@clevr.money request a Christmas saving account and how much you like to save. It is not late.

👉If you are not a member, join us, it's free. Then request a Christmas saver account.