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Christmas Loan Is Safest With Credit Union

Christmas is nearby, or at least we know that it is time to start preparing for Christmas. It is expensive, thinking about the presents for loved ones, to social activities, special food and drink, parties, invites, decorations, etc. If you find yourself overwhelmed, just remember your local credit union. We serve most areas in Lancashire, if you live or work within our common bond area, you know we're your local credit union.

Taking out a loan with your local credit union is easy and fast. It can be done online without a hassle. Apply, connect your bank via online banking and wait for us to contact you. We explain how it works and set things in place. all of this within 1-3 working days.

Let's help you this Christmas but not burden you with finances of the year. We explain to you the steps and agree on a plan that will help you actually borrow less in the future by encouraging you to save with us without feeling the burden of cutting out on your income.

You can deposit some money automatically every pay day or through your repayments, and there's even a special Christmas savings scheme. This is a special savings account designed just for Christmas that you can top up all year round via salary, bank transfer, direct debit, standing order or directly from your benefits. Once funds are deposited into your Christmas Savings Account, the account will be locked until November 1 and will be available on the last working day before Christmas. Combine this with our ethical lending.

Representative example. Borrowing £800 over 12 months will cost £80.38 Total amount repayable is £964.56 which includes interest at 42.6% APR.

If you would like to borrow £500 over 12 months will cost £50.23 Total amount repayable is £602.76 which includes interest at 42.6% APR. The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

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