Back to School Thoughts: Smart Money Moves for a Brighter Future!
- CLEVR Team

- Aug 1
- 3 min read

Back to school season is just around the corner, and we know what that means: new uniforms, fresh stationery, maybe even a new backpack or a snazzy calculator. It all adds up, doesn't it? For many families, getting everything ready for September can feel like a real pinch on the purse strings.
That's where CLEVR Money comes in. Our Back to School Family Loan is designed to help you get all those essentials sorted without the stress. But this isn't just about borrowing money; it's about making smart choices for your family's financial future.
Why Choose a CLEVR Money Loan? It's More Than Just Money!

You might be thinking, "A loan is a loan, right?" Not with us! CLEVR Money is a not-for-profit organisation. What does that mean for you? Well, it means our main goal isn't to make a profit from you. Instead, our big mission is to help people stay safe when they borrow and stabilise their finances with saving.
Think of us as your financial coach. We understand that sometimes, you need a helping hand to manage those bigger expenses, especially when it comes to getting your kids ready for school. But our ultimate aim is to help you build up your own financial strength so you can rely on your own resources more and more over time.
Breaking the Borrowing Cycle: Your Path to Financial Freedom
We've all been there – needing a bit of extra cash and maybe turning to quick-fix loans (payday loans) that end up costing a fortune in interest. It can feel like you're stuck in a never-ending cycle of borrowing to pay off old debts.
Our Back to School Family Loan is designed to be different. It's about giving you a responsible and affordable option to cover those back-to-school costs. By choosing a not-for-profit lender like CLEVR Money, you're not getting hit with hidden fees or sky-high interest rates. This means more of your money goes towards what you need, rather than just servicing debt.
But here's the clever part: when you borrow with us, we also encourage you to think about saving. Even a small amount put aside regularly can make a huge difference in the long run. Imagine next year, instead of needing to borrow the full amount for school supplies, you've already got a good chunk saved up! That's what we call setting you up to use your own resources smoothly.
Stabilising Your Finances with Saving: The Secret Weapon
Saving might seem tough when money is tight, but it's the most powerful tool you have to get out of the borrowing cycle. When you save, you're building a financial safety net. This means that next time an unexpected cost comes up, or even next year's back-to-school rush, you'll be better prepared to handle it without having to borrow.
We're here to help you understand how even small, consistent savings can add up. It's about building good financial habits that will benefit your family for years to come. Our team can offer guidance and support to help you get started on your saving journey.
Ready to Get Started?
If you're feeling the back-to-school pinch and want a sensible, supportive way to manage your costs, check out our Back to School Family Loan on the CLEVR Money.
Remember, we're not just offering a loan; we're offering a stepping stone towards a more stable and secure financial future for your family. Let's work together to help you build those resources so you can tackle life's expenses with confidence!























