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Our Quick Online Loans Can help With the January Blues

Here at CLEVR Money we know that thoughts are almost certainly revolving around Christmas at the moment. But we also know that the festive fun is always followed by the long and sometimes difficult month of January, and sometimes this can include a lack of money. That’s why we’re happy to offer our members quick online loans that will help them to get through, what can be, a difficult start to the year.

new year resolution

There are a huge number of reasons why you might need to access one of our quick online loans. The first of these is that Christmas is – like it or not – an extremely expensive time of the year, and can often leave people with depleted funds to draw on for weeks after the event. The second is that January is a very long month in every meaning of the word. It lasts for thirty-one days, and if you’re someone who gets their wages paid at the end of the month that can seem like a very long time indeed. As well as actually being longer than most months, January can often feel longer, as people deal with the impact of all the spending they had to do in December, the long nights, dark evenings and come down after the high of Christmas. Getting a loan can help to make the month of January easier to cope with, and getting that loan quickly can stop things from becoming too stressful in the first place.

Our quick online loans have been designed with just this kind of speed in mind. The application process is simple and it can all be done in the comfort of your own home via your PC, smartphone, laptop or tablet. We don’t ask for any more information that we absolutely need, and we work hard to deal with every application as quickly as we can. Perhaps the best news of all is the fact that our quick online loans are provided in a highly ethical manner.

Being an ethical lender means that our quick online loans, just like all of our products, are provided on a not-for-profit basis. We don’t lend money to make huge profits for faceless shareholders, we lend money to help to improve the lives of our members and the communities in which they live. That’s why we keep our interest rates fair, and also why we work in a completely transparent manner.

jigsaw missing a piece

That transparency means that anyone taking out one of our quick online loans knows exactly what they’ll be paying back, and can relax in the knowledge that they won’t be surprised by hidden fees or extra charges in the small print. If you’d like to borrow some money to help you start 2022 with your best foot forward then apply for one of our quick online loans today. We don’t lend money unless we think our members are able to pay it back, and we process each application as quickly as possible. To borrow a well-known phrase, our quick online loans do exactly what they say on the tin.

Representative example. Borrowing £600 over 12 months requires repayments of £60.28pcm. Total amount repayable £723.36 including interest at 42.6% Representative APR, Annual interest rate (fixed) 36%. The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

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