CLEVR Money Is Visiting Family Hubs in Blackpool: Bringing Financial Support to Local Families
In times of financial uncertainty, having access to trustworthy financial advice and services can make a huge difference in people’s lives. That’s why CLEVR Money—a community-based credit union—is making a conscious effort to reach out to Blackpool’s residents by setting up regular visits to local family hubs run by Blackpool Council.
These hubs are places where families can find resources, support, and information on a range of issues, and now, they’re also a place where locals can access essential financial help through CLEVR Money’s services.
Understanding CLEVR Money’s Mission: Financial Empowerment Through Family Hubs
CLEVR Money’s visits to Blackpool’s family hubs aim to bring essential financial tools directly to the community, making it easier for families to learn about and access these services close to home. As a credit union, CLEVR Money is focused on helping people who might not otherwise qualify for traditional bank loans or who need a safe place to save their money. Their goal is to promote financial health and stability among local families through tailored products, including Family Loans, savings accounts, and general credit union services.
Family Loans: A Helping Hand in Times of Need
One of the most impactful products that CLEVR Money offers is its Family Loan. This is specifically designed to help families access a small loan of £500 at reasonable rates, giving them an alternative to high-interest payday lenders or other expensive forms of borrowing.
Family Loans are structured to meet the unique financial needs of local families, with the repayments taken via child benefit, taking into account each family’s budget and ability to repay.
These loans can be used for a wide range of family expenses, from covering school uniforms and extracurricular activities to handling emergency costs like car repairs or household bills.
Family Loans through CLEVR Money are designed with the community in mind. With lower interest rates compared to high-cost credit options, these loans can ease the financial burden and give families a path to manage unexpected expenses without falling into a cycle of debt.
Savings Accounts: Building Financial Security
Beyond loans, CLEVR Money also promotes savings accounts as an essential tool for financial security. At the family hubs, residents can learn how even small, regular deposits can help build a financial safety net over time. Savings accounts through CLEVR Money are accessible and manageable for families on any budget, helping them to set aside funds for future needs—whether that’s for a family holiday, an emergency, or simply the peace of mind that comes from having a cushion for life’s unexpected moments.
Credit Union Services: Ethical and Community-Focused Financial Solutions
CLEVR Money is more than just a place to get a loan or open a savings account; it’s a full-fledged credit union that provides ethical financial services for its members. As a not-for-profit organisation, CLEVR Money operates with the well-being of its members in mind, focusing on providing fair, affordable, and accessible financial options. Unlike traditional banks, credit unions are owned and run by their members, and profits are reinvested back into the community and the business.
The visits to family hubs provide locals with the opportunity to learn more about credit union membership and how it can be beneficial. By becoming a member, residents gain access to financial education resources, personalised support, and a range of services designed to meet their needs in a responsible and community-centered way.
Other Services Available in Blackpool’s Family Hubs
Blackpool’s family hubs, operated by the council, are community-centered spaces where families can find a wealth of resources and support. Alongside CLEVR Money’s financial services, visitors can access assistance on a range of issues, including:
Parenting Support, Mental Health and Wellbeing Resources, Children’s Services and Activities.
These services are tailored to address a wide range of family needs, making the hubs a comprehensive support network for the local community. By adding financial guidance and services to this mix, CLEVR Money is enhancing the resources available to Blackpool families, helping them build more secure, financially stable futures.
Why Financial Support Matters
The collaboration between CLEVR Money and Blackpool’s family hubs reflects a larger mission of strengthening the community by providing essential resources. Financial stability is foundational to overall well-being, and when families have access to reliable, community-focused financial tools, they’re better positioned to achieve their goals and weather life’s ups and downs.
CLEVR Money’s presence in the family hubs also removes barriers for those who may feel intimidated by traditional banking systems or who struggle to access financial services elsewhere. By coming directly into the community, CLEVR Money is fostering financial inclusion and making it easy for local families to seek the advice, support, and products they need. This aims to reduce the number of people utilising high cost credit, or falling into the terrifying trap of using a loan shark due to a lack of access to credit.
A Bright Future for Blackpool’s Families
With CLEVR Money at Blackpool’s family hubs, local residents now have a valuable resource within reach. Whether it’s securing a Family Loan for immediate needs, opening a savings account for future security, or simply learning more about ethical finance, the people of Blackpool can rely on CLEVR Money for fair, affordable, and community-focused solutions.
Together with Blackpool Council’s family hubs, CLEVR Money is helping to create a brighter, more financially resilient future for families across the region. For more information, residents are encouraged to visit their local family hub or check out CLEVR Money’s website at www.clevr.money
