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Click on APPLY NOW
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Select "Yes" to the question "Are you applying for a £500 No Credit Check Family Loan?"
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Continue filling the form and Submit.
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Learn more
Representative example: Borrowing £500 over 12 months will cost £50.23 per month. Total amount repayable is £602.76 which includes interest at 42.6% APR.​
Affordability checks apply. Loans are subject to status. Terms and Conditions apply.
Do not apply if you are considering, or are in an IVA, DRO, DMP or Bankrupt.
Loan Calculator
Borrow min £500, max £15,000
Pay over min 6 months, max 60 months
Loan Amount
£
Duration/months
months
Representative Example
Monthly Payment
£
50.23
Representative APR
42.6%
Loan Amount
£
500
Total Repayable
£
602.76
Duration
12
months
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
How much do you need?
As a not-for-profit organisation, working for the benefit of our members, our interest rates are affordable. This means that you get low interest rates on your loans. This is your escape from the expensive personal loans, especially if you have a low credit score. Personal loans from us can be a huge game changer for your finances.
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Eligibility to borrow with CLEVR Money
This information is generic and other criteria will apply depending on the loan applied for.
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To apply for a personal loan with CLEVR Money, you must be:
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At least 18 years old.
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A UK resident.
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Have a UK bank account.
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​Do not apply if:
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You are considering, or are in an IVA, DRO, DMP or Bankrupt.
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​We have declined an application from you within the last 3 months.
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You have a loan with CLEVR Money and it is in arrears or default.
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You are less likely to be accepted if you:
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Have arrears on a credit union loan.
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Have had any outstanding CCJs within the last 24 months.
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Have missed any repayments on credit within the last 6 months.
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Have had any defaults within the last 12 months.
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​​​Affordability checks apply to all loan applications.
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All loans are subject to status.
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Terms and Conditions apply.
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Applications may be subject to a hard credit check, with the exception of the £500 Family Loan product.
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CLEVR Money is a direct lender.
What do you need the loan for?
Whether you need a loan to cover an emergency expense such as a car repair, or something more enjoyable such as your summer holiday, we are here to help. We are proud to offer fair and affordable borrowing rates.
No set-up costs
No arrangement fees
No early repayment penalties
Funeral loan | White goods loan | Rent bond loan |
Payroll partner holiday loan | Payroll partner personal loan | Wedding loan |
Family booster loan | Family loan plus | Payroll partner car loan |
Christmas loan | Back to school loan | Doorstep replacement loan |
Bicycle loan | New baby loan | Holiday loan |
Debt consolidation loan | Home improvement loan | Top up loan (members only) |
Personal loan | Car repair loan | New car loan |
About Our Personal Loans
At some point, we all need extra money to sort out a necessary purchase, to fulfil a desire, or resolve an issue and therefore we seek a personal loan.
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Finding a personal loan that works for you and is affordable to pay back, is not always easy.
You should first seek your local credit union before looking up a payday loan for example.
A credit union is a community support system, where people save money together and the funds are lent out to members when needed; to escape the high interest and fees on expensive personal loans offered by many commercial lenders.
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During economic uncertainty, our credit score may go up and down. This is why we offer bad credit loans; every application is handled individually.
If you are good at budgeting, but have a bad credit score, you have the chance to apply for a bad credit loan and also a saving account.
Building savings whilst repaying your loan is what makes the credit union different than other lenders. While members help you with the extra money, you contribute to helping yourself as well.
If you have multiple debts and you're looking for a long term fix to your situation, contact us for a debt consolidation loan. Together we'll review your situation and if appropriate, set up a plan that works for you, to remove that big weight off your shoulders. A debt consolidation loan means your existing debt are repaid using the new loan. People's lives have changed when they sought a fair debt consolidation loan.
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Get your life back with a credit union personal loan with us and take control of your money.