In the age of broadband, Wi-Fi and powerful hand-held devices, we’re used to getting whatever we need right when we need it. This applies to financial products as much as anything else, and at CLEVR Money we pride ourselves on giving our account holders exactly what they need. Borrowing money can be a stressful, nerve-wracking process, but the online loans offered by CLEVR Money really couldn’t be simpler.
We’re an ethical lender, and that means several things. First and foremost, we’re run on a not for profit basis, solely for the benefit of our members, so we can keep our interest rates affordable. It also means that the repayments we ask for aren’t artificially boosted with any unexpected charges or fees hidden in the small print. What you see is what you get with CLEVR Money, particularly when you apply for our online loans.
Explore our website and you’ll see that we’ve worked hard to make everything as user friendly as possible. We want people to feel empowered to take out the online loans they need, so we make it easy to calculate how much you can afford to borrow and then make an application. To cater for account holders with different requirements, we’ve divided our loans into 4 categories:
Up to £1,000 – these online loans are smaller amounts, like payday loans of up to £1,000. They can be repaid back over as long as 12 months and are ideal for those on low income or benefits, or people trying to rebuild a poor credit rating.
Between £1,000 and £2,000 – these online loans can be paid back over a period of up to 24 months. They are ideal for those bigger purchases and special events such as holidays.
Between £2001 and £4,999 – these online loans can be paid pack over a period of up to 5 years. Ideal for anything from debt consolidation to purchasing a new car or making home improvements, they are available to account holders in regular employment.
Between £5,000 and £15,000 – these online loans can also be paid back over a period of up to 5 years. For a larger loan such as this we look for account holders with a full time job, and a good income and credit rating. As with all of our loans, the interest rates charged are fair and affordable.
From a payday loan to get you over a temporary shortfall, all the way up to the funding for a wedding or major home improvement project, our online loans offer a way of borrowing money which is quick, simple and affordable. We’ve kept the process completely straightforward and at every step you’ll know exactly how much you’re going to be repaying. If you’re approved, you’ll have the money in your account exactly when you need it.