Even though it’s officially only just spring, the chances are that you’ve started thinking about your summer holiday already. Whether you’re planning a week in a caravan in north Wales, a trip to the south coast or a flight out to the sunshine of Benidorm, there’s no getting away from the fact that a holiday can cost a lot of money. The good news is that CLEVR Money provides holiday loans for bad credit.
Our holiday loans for bad credit can be used to cover everything from the cost of flights to buying a new set of suitcases and some sun cream. We understand that bad credit can be caused by a range of issues. In many cases it can be traced back to financial problems from some years ago, while some people even find themselves with a bad credit rating because they actually haven’t borrowed before. We treat our members as individuals, and we think that they deserve to take their family away for a change of scenery as much as anyone else. That’s why we’re happy to provide holiday loans for bad credit based on what we know you can afford to pay back.
We’re an ethical lender, so our holiday loans for bad credit have extremely fair interest rates. That’s because we’re run on a not for profit basis, so we don’t fund bonus payments for executives. Being ethical also means that our holiday loans for bad credit are completely transparent; we can promise you won’t be surprised by hidden charges or fees tucked away in the small print. Unlike some lenders we won’t make you pay more if you can clear your loan more quickly than planned, and when we lend you the money we make sure you know exactly what you’ll be paying back every week or month, and how much the total repayments will be.
When you come to us to take out a holiday loan for bad credit we look at your individual circumstances and come up with a loan and repayment plan which we’re certain you’ll be able to handle. We don’t want our members to spend the rest of the year feeling stressed about the money they’ve borrowed. That’s why we work to make sure that you can afford your week or two in the sun feeling completely relaxed about making the repayments.
Once you’ve provided us with all the information we need we’ll deal with your application as quickly as possible. As soon as we approve one of our holiday loans for bad credit the money will be transferred into your account. You’ll then be able to shop around for the best deal possible, safe in the knowledge that you’ve got the cash to pay for the holiday outright. We think our members deserve the chance to enjoy a holiday, and we don’t see why something like a credit rating should stop them if they can afford to borrow the money they need.